> But I try to never say "yes" or "no" when they ask if something is right, I respond with "That is correct" or "That is not correct". That may be me being too paranoid of people editing the conversation to make it look like I agreed to something I didn't.

It's not overly paranoid. https://www.ag.state.mn.us/consumer/Publications/CanYouHearM...

> The details of this scam vary, but it always begins with a call, usually from a telephone number that appears to be local. When the person answers the call, the scam artist tries to get the person to say “yes”—most often by asking, “Can you hear me?,” “Is this the lady of the house?,” or a similar question. By responding “yes,” people notify robo-callers that their number is an active telephone number that can be sold to other telemarketers for a higher price. This then leads to more unwanted calls.

> In some cases, the caller may record the person saying “yes.” Scam artists may be able to use a recorded “yes” to claim that the person authorized charges to his or her credit card or account.

Used to be used a whole bunch for https://en.wikipedia.org/wiki/Cramming_(fraud) back in the days when you could subscribe to things via your phone bill.