There are internet rumors vs what he, his mom and brother say about him showering at the YMCA and only being able to afford one computer when starting Zip2.

That's why I said "may have", because his mom and brother aren't non-bias sources, and nor are insecure people on the Internet who want to explain away why they have achieved little despite having relatively the same or more privilege. The latter project this discomfort the most aggressively.