I can’t really find somewhere where I can work on somewhere I love because the Vern diagrams of jobs I would love to do, and jobs where I am an employee, are completely separate circles
If someone else is telling you what to do, you won't love it, no matter what. Freedom is a prerequisite for love.
Money is freedom to do what you want, it doesn't mean you have to stop working.
Primary isn’t sole, and even if it was, all jobs aren’t equal in other ways, so the tradeoff varies by more than just compensation. Particularly, for someone without a myopic view but whose sole concern is providing money is sustainability of working conditions, because burnout is a thing.
Nothing I said is about your need to help others, it's about the long-term viability of your own working arrangements for you.