It's not "just" a passport photo, it's a photo of a passport with a name that matches the payment method.
how are they going to know that the name matches the credit card?
Re:Stackit: Cloud and Colocation
by hansel_der on Wednesday March 30, 2022 @01:22PM
(#30858143)
idk, how do you compare strings?
Assuming you're being genuine here, OCR on the passport photo plus a string comparison on the card details provided. This is why the criteria for ID scans is so strict, and also why these verifications can take "up to 24 hours".
It may prove a fraudster have basic Web searching skills. [1]
If someone is willing to do something wrong, why these companies imagine they wouldn't provide a fake document ID?
Imagine one is spinning up a Hertzner VM to hack and steal something or run a DDoS attack. The minute they see: "upload your passport ID", who thinks they'll go "oh no, we're busted, let's work honestly instead".
It's almost childish how ridiculous online KYC (know your customer) processes are.
[1] https://www.google.com/search?q=example+of+british+passport+...