> rich people don't agree with my political views, it must be because they are heartless (cough not because they have statistically higher IQs, no of course not).

Studies show that wealth and IQ aren't strongly correlated. It's questionable if higher IQ informs political beliefs.

> How much more likely is a poor person to murder someone? Beat their wife?

The fact that rich people have other ways of imposing power on someone doesn't change anything. A rich person can sue someone into oblivion as opposed to murdering them. A rich person has a prenup, so they don't have to kill their wife. A rich person doesn't have to beat their wife for not making dinner because dinner not being made because it just gets ordered in.

> poverty really ruins peoples morality and decency. That is a fact.

It's an assertion, not a fact. I haven't seen any studies that support that.