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A comment on Apple acquires UK open banking startup Credit Kudos. Parent comment

Re:Apple acquires UK open banking startup Credit Kudos by mijoharas on Wednesday March 23, 2022 @02:59PM (#30781967)
Wait... It's been a long time since I got a new phone or internet contract, do they require a credit check now? In the UK too?

How long has this been a thing?

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Re:Apple acquires UK open banking startup Credit Kudos by Tsiklon on Wednesday March 23, 2022 @04:33PM (#30782968)
In the UK I think for at least a decade. I think I can remember submitting to a credit check for a mobile phone contract in 2012, and certainly again when I changed provider in 2015
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Re:Apple acquires UK open banking startup Credit Kudos by mijoharas on Wednesday March 23, 2022 @06:18PM (#30784250)
Hmmm... I probably changed provider within that timeframe so maybe I just don't remember.

Thanks for the info!

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Re:Apple acquires UK open banking startup Credit Kudos by midasuni on Wednesday March 23, 2022 @06:40PM (#30784496)
Is it an actual credit check, or used as a proxy for an identification check?
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Re:Apple acquires UK open banking startup Credit Kudos by Tsiklon on Wednesday March 23, 2022 @06:59PM (#30784656)
Last year I took out a new line with a EE and from looking at Experian it was a hard pull by them and a soft pull by Lexis Nexis for identification.

I don't have my records from 2015 to recall if it was hard or soft.

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Re:Apple acquires UK open banking startup Credit Kudos by edgyquant on Wednesday March 23, 2022 @10:27PM (#30785833)
Definitely not a requirement in the US but may be in the UK.
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