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A comment on Apple acquires UK open banking startup Credit Kudos. Parent comment

Re:Apple acquires UK open banking startup Credit Kudos by midasuni on Wednesday March 23, 2022 @06:40PM (#30784496)
Is it an actual credit check, or used as a proxy for an identification check?
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Re:Apple acquires UK open banking startup Credit Kudos by Tsiklon on Wednesday March 23, 2022 @06:59PM (#30784656)
Last year I took out a new line with a EE and from looking at Experian it was a hard pull by them and a soft pull by Lexis Nexis for identification.

I don't have my records from 2015 to recall if it was hard or soft.

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