They're crashes, not accidents, for starters.
You can try to predict or anticipate people's actions and smugly think that you won't end up under the wheels of a truck because you're Mr. Pro Rider unlike those "certain subset of cyclists."
At the end of the day, drivers are exceptionally unpredictable, their vehicles can accelerate, stop, and turn far faster than a bicycle can, and there are plenty of actions of others that are impossible to avoid.
The problem is not that "certain subset" of cyclists aren't careful enough, it's that society has wildly different expectations from vulnerable road users compared to the people driving the dangerous machinery. Society expects someone on a bicycle headed to work to perfectly and expertly analyze everything in front of them and faultlessly predict the actions of others...while having no problem with a driver of a 4,000lb vehicle yakking on the phone while drinking a coffee and listening to the radio.
FWIW a car can not turn, accelerate and stop faster than a bicycle. I am sure our difference in opinion here is more about situation than facts. I do agree that they are more dangerous than bicycles and far less logical because of what you say.
If you're prioritizing morals at the expense of physics while out for a ride, you're going to have a bad time.
For me being experienced in traffic means I try to act as a buffer for others mistakes. If you know all of those situations that lead to bad out comes position yourself so less experienced people are herded to the safe ones.
I had ample opportunity to avert catashtropy but failed to recognize them because I wasn't directing my attention to the right things in the moment prior to the collision.
I'm a big believer in situational awareness, experience and skill. I hear stories of cyclists getting into accidents and I'm aghast at all the hazards they didn't consider, and all the skills they didn't cultivate.
It's not like I'm risk averse. Quite the contrary, I make a practice of engaging with it. I was a bicycle messenger for 2 years in heavy downtown traffic. I raced mountain bikes and BMX. I've had hundreds of wipeouts in non-traffic situations.
There are skills I rely on daily while in traffic to stay in one piece, and I have a hard time convincing a certain subset of cyclists that these skills even exist. They think it's luck!
There are so many opportunities to anticipate and escape bad situations that go unrecognized by less experienced cyclists.