Almost every movie that features Tom Hardy: https://www.youtube.com/watch?v=2iSOWRsmibc

And from personal experience, from the last movie I watched: https://youtu.be/AJ0uqAr8Q4E?t=106 . I'm not a native speaker, but (1) I've been communicating exclusively in English for years, (2) my hearing is quite good, (3) I'm wearing headphones, (4) there's nothing else happening in the scene apart from dialogue and music. But I still cannot understand Anne Hathaway's two sentences following the time I linked.

This movie also had a lot of another pet peeve of mine, which is shoulder dialogue where the foreground character is clearly not speaking, or saying something different.

I personally don't find this happening as much as OP says, but nolan movies (e.g. interstellar) are an example where i have definitely had this.

I've watched Interstellar with multiple audio setups and didn't have an issue understanding the dialog. It may have a higher dynamic range than most movies but that's a good thing.

Definitely a known Nolan issue.

I will go to my deathbed attesting that Tenet was the absolutely worst sound mixed movie of all time!

I don't think not understanding the dialog matrially changes that movie.