Re:We shouldn’t push a positive mindset on those in poverty
by geoduck14 on Sunday February 20, 2022 @07:49AM
(#30405281)
>You really only spend $23/mo on insurance, oil changes, brake pads and everything else?
This actually wouldn't surprise me, too much.
Insurance is the most expensive of these, and I've heard of Liability-only rates of $30/mo
Re:We shouldn’t push a positive mindset on those in poverty
by triceratops on Sunday February 20, 2022 @08:41AM
(#30405592)
For someone who claims to drive 100 miles/day? Impossible.
Also, $30/mo just on insurance (which, again, to me is not credible) is way more than $23/mo on insurance, registration, and maintenance. Registration is usually $5-10/mo. Maintenance on a car driven 2x the national average is going cost a pretty penny.
Your numbers simply don't add up. Assuming a 5-day work week, 48 weeks of work/year, and $2.50/gal gas (pretty cheap), you're spending $227/mo just on gas. You really only spend $23/mo on insurance, oil changes, brake pads and everything else?
I think you're seriously underestimating how much your car actually costs you.
And again, the paid-off beater is the absolute best case scenario. A financed new or new-ish used car (which is the more typical case) has additional insurance, registration, interest, and depreciation costs.
I'm not anti-car. I own a car and I think cars are great, for a wide range of use cases. I am anti-"favoring transit over cars hurts poor people" lies. Because they are lies.