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Re:Facebook Pay by asd88 on Sunday February 13, 2022 @02:34AM (#30319990)
What you described has been available for a long time. The old Facebook Pay (i.e. the ability to send payments to your friends via ACH) has been available in Messenger for at least 5 years (probably even longer). This new Facebook Pay seems to just add an easy way to link payment methods to your account and pay merchants on Facebook/Instagram.
Re:Facebook Pay by disgruntledphd2 on Sunday February 13, 2022 @06:10AM (#30320912)
I'm just glad they're doing this properly. They wasted almost a decade on determining what everyone in the world already knew, i.e. ads in messaging products are just. not. gonna. work.

I guess that they were blinded by the margin discrepancy, like many others.

Re:Facebook Pay by xiphias2 on Sunday February 13, 2022 @06:40AM (#30321048)
Isn't ACH a US specific thing?

For sending money inside a country is easy generally, international payments are much harder.

Re:Facebook Pay by asd88 on Sunday February 13, 2022 @07:59PM (#30327299)
Yep, ACH is US specific, which is why Messenger Facebook Pay is only supported in the US [1]

[1] https://pay.facebook.com/availability