There's always some kind of risk. The bridge you're on could fall down. Somewhere, someone will have to judge whether a bad outcome was a failure.

Well as a pedestrian or cyclist, I'd like to make that risk judgment, not the vendor of the car that the person passing my bought from.

I agree

For one thing electric cars are too quiet.

There should be a law that someone with a bell has to walk in front of the car to let people know it is coming

Well, a noise making device has already been mandated because the startup car company refused to voluntarily install one. It hadn't been formalized because every other brands basically had it forever.