I get the initial lockdowns and period of time to figure out this new thing, but at this point in time, I do not see how people's risk profile is any different than what it was before Dec 2019.
There are virtually zero deaths attributable directly to flu by hospitals. The vast majority are imputed by estimated excess deaths.
So even by completely different and unfair metrics, covid is vastly more dangerous. If you went by that standard covid likely has claimed over a million US deaths already, compared to a few tens of thousand for flu.
https://www.cdc.gov/nchs/nvss/vsrr/covid19/excess_deaths.htm
On top of that, covid has a significantly higher R0 value, which means you’re much, much more likely to come into contact with it.
That’s how you change your risk calculation: it’s the cost of getting it (probability of death or maiming) times the probability of getting it (community spread level and nasal viral shedding rate). There is no mitigating factor here wrt covid vs flu risk.
You can’t isolate if you don’t know you’re sick.
1. Things such as influenza mostly spread when the person is symptomatic.
2. Something along the lines of 50% of covid infections are from pre-symptomatic and asymptomatic people. Self isolating when you have symptoms is certainly good, but it is by no means the entire picture.