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A comment on Ask HN: Those who quit their jobs without anything planned. How did it go?. Parent comment

Re:Ask HN: Those who quit their jobs without anything planne... by mgkimsal on Monday November 22, 2021 @10:48AM (#29307653)
I understood that mentality, somewhat, in the past, but what is preventing you from purchasing a plan under ACA?
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Re:Ask HN: Those who quit their jobs without anything planne... by corysama on Monday November 22, 2021 @12:20PM (#29308912)
That's what I did when I took a couple years off. If you think of health insurance as disaster coverage, the "cheap" ACA coverage has a better worse case than the premo platinum offerings.

Under https://www.coveredca.com/health/coverage-levels/bronze/hdhp... coverage for an individual 40 year old making $150K/year will cost you $6k/year with an out-of-pocket max of $7K/year. Not great on either end. But, not disaster either.

But, if your income is $30K/year, the cost drops to $0.0 to $1200 per year.

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