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A comment on Ask HN: Those who quit their jobs without anything planned. How did it go?. Parent comment

Re:Ask HN: Those who quit their jobs without anything planne... by mxuribe on Monday November 22, 2021 @09:01AM (#29306348)
The cost of healthcare in the U.S. is the only reason that I don't take (often higher per hour paying) contract roles. Also, i'm a great wingman for sales but not great as sales lead or generating sales, else I'd have gone into business for myself. (And, no, skipping health insurance is not an option at all for me.)
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Re:Ask HN: Those who quit their jobs without anything planne... by mgkimsal on Monday November 22, 2021 @10:48AM (#29307653)
I understood that mentality, somewhat, in the past, but what is preventing you from purchasing a plan under ACA?
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Re:Ask HN: Those who quit their jobs without anything planne... by corysama on Monday November 22, 2021 @12:20PM (#29308912)
That's what I did when I took a couple years off. If you think of health insurance as disaster coverage, the "cheap" ACA coverage has a better worse case than the premo platinum offerings.

Under https://www.coveredca.com/health/coverage-levels/bronze/hdhp... coverage for an individual 40 year old making $150K/year will cost you $6k/year with an out-of-pocket max of $7K/year. Not great on either end. But, not disaster either.

But, if your income is $30K/year, the cost drops to $0.0 to $1200 per year.

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