I analyzed SaaS billing dark patterns

Re:I analyzed SaaS billing dark patterns by kevincox on Thursday November 18, 2021 @05:35PM (#29271497)

Credit cards act as a "cost" of sorts. Credit cards are a limited resource, it is not free to acquire more credit cards. By requiring a valid credit card you are basically relying upon the verification that credit card issuers do to prevent unlimited abuse.

[ Parent | on HN ]

Re:I analyzed SaaS billing dark patterns by inetknght on Thursday November 18, 2021 @06:54PM (#29272143)

> Credit cards are a limited resource

> it is not free to acquire more credit cards

If a user is malicious then they quite probably have access to malicious cards too.

Moreover, you're locking out users who don't want to give you their card just to try a service.

[ Parent | on HN ]

Re:I analyzed SaaS billing dark patterns by tshaddox on Thursday November 18, 2021 @09:57PM (#29273280)

There are probably a lot more casual trolls than there are straight up criminals with stolen credit card numbers.

[ Parent | on HN ]

Re:I analyzed SaaS billing dark patterns by Msw242 on Thursday November 18, 2021 @06:37PM (#29272026)

Virtual cards solve this. Create a card with $1 limit. Problem solved.

[ Parent | on HN ]

Re:I analyzed SaaS billing dark patterns by ipaddr on Thursday November 18, 2021 @08:21PM (#29272725)

In one country but this isn't an option globally

[ Parent | on HN ]

Re:I analyzed SaaS billing dark patterns by netizen-936824 on Thursday November 18, 2021 @06:03PM (#29271721)

Its not free to acquire credit cards? In what country?

I constantly get free offers on the mails, plus there are services to generate temporary card numbers for throwaway

[ Parent | on HN ]

Re:I analyzed SaaS billing dark patterns by micromacrofoot on Thursday November 18, 2021 @06:14PM (#29271829)

bad actors are usually looking for low friction, it’s like running away from a bear… you don’t need to be the fastest person, you just don’t want to be the slowest

[ Parent | on HN ]

Re:I analyzed SaaS billing dark patterns by function_seven on Thursday November 18, 2021 @07:31PM (#29272403)

You're probably not going to go through the hassle of generating or applying for 1,000 credit cards in order to abuse some trial period on a SaaS service. Maybe you do it a few times.

It's the automated bots that a CC prevents. Even with "free" credit cards or generated numbers, there's a lot of friction in going through that to abuse the service's trial period.

[ Parent | on HN ]