How many people out there are doing the 9 to 6 because of that? I am one of them. I have a software business idea, but I either need to:
1. Save a ton of money to pay the ludicrous levels of private health insurance.
2. Get married to a city or federal employee, so I can be on their health insurance.
In my case, it will be #2, but it's a total coincidence that she is one of those.
In the meantime, those of means have plenty of cushion to fall on, trying and failing over and over, until they hit it. Most of us don't have the option of failing even once.
The root cause of this specific issue isn't related to a lack of healthcare, but regulations propping up real estate as an investment category and preventing supply growth, in both countries. A lack of wage growth comes from fed policy to raise interest rates and slow down the economy just at the point where wage growth starts occurring, because they think it's inflationary in a major way, and the fed is public about this policy.
Bring full socialized medicine to the USA, and the housing & wage issue will definitely still remains, as it does in Canada. Entrepreneurship is probably worse overall in canada because of culture, some banking policies and overall lack of investment capital available for non-resource entrepreneurial activities compared to the usa. But yes, health insurance is a dampener on entrepreneurship too.
To me it's mostly a sign of dislocated/fractured society with no coherent purpose. No calling for communism :)
Change education, add more pragmatic knowledge of everything to people's lives so they don't chase shiney and don't rely on money exchanges for things to happen in their day.
Maybe internet will help a bit here. Lots of people are learning about stuff through videos, we need to make it more tangible day to day I guess.
Current businesses don't want a competitive labor market in the sense they have to compete for your time, they want drones to do whatever they want and want to pay bottom dollar for it. Just look at the massive outcry right now claiming labor shortages. Maybe there is some shortage but it's a well justified shortage in my opinion.
If you had a labor force with a real basic sense of security, people not worried they may get sick and their entire life's accumulation of assets from work will be washed away in an instant or they may be out on the streets looking for a warm bed, then you have a strong labor force that can negotiate reasonable working conditions. We don't have that.
We largely have a growing precariate class of people that seem to be sweeping in low to lower middle income that seems to be growing into the middle income brackets. A large bit of middle and upper middle are fine but even there, pressure seems to be growing.