The money printed is not going to you. The sort of person that benefitted from the over-abundance of cheap money isn't exactly the sort that's waiting on a $1000 windfall to buy steak and upgrade their TV.

Look at the stock market and real estate and tell me there's no link between the money printing and inflation.

Mostly because what people refer to as "printing money" isn't really printing money, but more of a "reversible exchange of one class of assets for another class of assets of equal value". The central banks are not allowed to just create new money to give everyone working there a huge bonus, it always has to be swapped for a credible promise of future repayment. Banks take it up, since the rates are/were at near 0%, but people/businesses are not confident about their future money flows to take on new loans. Hence the new money just sits at banks and never reaches the real economy.

Helicopter money (1) does cause inflation, but the reason that the inflation has been stubbornly low for a decade is precisely because the central banks are forbidden from doing helicopter money

(1) https://en.wikipedia.org/wiki/Helicopter_money

>"printing money" isn't really printing money, but more of a "reversible exchange of one class of assets for another class of assets of equal value"

When was the last time the Federal Reserve balance sheet went down? [0] And if it's of equal value, why doesn't someone want to buy it from them?

[0] https://fred.stlouisfed.org/series/WALCL

Printing more money basically means that people (institutions) closer to the source of money get it cheaper and that effect compounds nastily.

Low interest rates imply that everyone and their dog are saving money and don't give a damn about what the central banks are doing.