That last bit isn't really an issue. I only use one a few times a year and I can still reliably find an ATM and if not, can always ask at a gas station. It isn't like banks have cash anyways - at least not here.

With the ubiquitous use of credit/debit/gift cards used as payment, and now digital payments being used/accepted, ATMs are the modern day pay phone. In true dystopian fashion, cash is heading towards one of those signals of illegal activity.

This is definitely not the case in parts of Europe, including Germany. More places are accepting card but it’s nowhere near ubiquity.