I take it you also don't use any online service, because 99% of them don't take cash? Don't own a cellphone, because that broadcasts your location data 24/7? Don't own any device that actively scans for wi-fi networks?
Your government already has fingers in all of those data sources.
I do buy a few things (books, DVDs) online, and pay with a card -- that reveals my address to that business, but that would be the same if I sent cash (or a cheque), they do need an address to which to deliver. As I say, I assume the state has my address, but there's no need to give them my location when I'm not there (nor to tell them when it is I'm not there).
So returning to your assertions:
"we already track ourselves by virtue of using credit cards at every business we visit"
speak for yourself, I pay with cash
"The three major credit rating agencies already have complete knowledge of every place I visit, and every single thing I buy"
That's your choice, they have no idea where I go, nor what I buy except that I'm rather keen on French novels and 1960s Italian films. Mind you, since I'm in the UK those suspicious activities might land me in trouble with the Brexit police [looks nervously out of the window].