Yes, my original statement was too direct - I said "they are not using lightning wallets" in response to someone saying "they are using lightning wallets".

The non-hyperbolic statement would have been "they will (99.99% certainly) not be using even lightning wallets".

Still, while this is a forward-looking statement, it is more than idle speculation - the government is encouraging the population to install one specific app, even offering money to anyone that does. In contrast, running your own lightning channels is known to be very difficult to do, so it is a priori extremely unlikely for a large proportion of the population to run their own.