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A comment on IMF working paper suggests using browsing history in credit score calculations. Parent comment

Re:IMF working paper suggests using browsing history in cred... by Ekaros on Tuesday August 24, 2021 @10:16AM (#28289143)
Living in country where we don't have credit score it always seemed massive black box with very strange incentives... Here the loaning is based on income, other loans and possibly registry of past failed payments.

I'm not really sure if more than last one is needed, maybe some overall registry of how much money single person has lend and what part is unguaranteed of it...

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Re:IMF working paper suggests using browsing history in cred... by mig39 on Tuesday August 24, 2021 @11:17AM (#28289966)
Sounds like you're describing a credit score :-)
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Re:IMF working paper suggests using browsing history in cred... by Ekaros on Tuesday August 24, 2021 @11:51AM (#28290458)
Credit score to my understanding is some magic number that can be effect by things like someone querying it... Which seems quite weird and opaque... But in sense component of negative credit score is a thing. And I don't think it should go any further...
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Re:IMF working paper suggests using browsing history in cred... by benhurmarcel on Tuesday August 24, 2021 @04:37PM (#28294677)
No because in other countries, never having taken debt won’t make any difference compared to having repaid all your past debt.
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