I find it fascinating that the gig economy makes sense. Business 101 is to find economies of scale. In the taxi business, cars are purchased in blocks, maintenance is centralized (and easy since the cars are all the same), gas prices are negotiated, insurance is negotiated. The gig economy pushes all those costs to the driver, who has to buy market rate gas, pay a high market rate for individual insurance, pay Joe the Scammer for repairs...