People typically frown upon victim blaming in cases where there is a perpetrator. In the cases of buildings collapsing due to known structural faults that were not addressed or climate change due to known behaviours that were not addressed, the perpetrator and the victim can be one and the same. There are times when we have to acknowledge what is happening around us and take action or face the consequences.

It isn’t exactly victim blaming when the HOA wouldn’t authorize the repairs (several articles looked into this). You can’t just go do the repairs without approval in these buildings.

Right somebody has to approve to pay the bills

Victims kill themselves due to negligence or lack of training all the time, it's not far fetched nor insensitive to understand reality. They built the building on sand right next to salt water and hurricanes, it wasn't like they built it in Minnesota. We should have expectations of people to consider the inherent risk of such an idea.

We have the same thing with some apartment owners.

They didn't want to allocate a budget for repairs in the future.

It's just an analogy no need to get nasty.