Your math is based on the "4% rule" but that assumes you retire at age 65. Chuck Feeney is 89, so it is more like $350,000 a year.

That said, I agree with you that nitpicking headlines is a constant on HN. It is low value, gets tiresome, doesn't actually improve the web, and makes me stay away from HN in favor of other communities that actually want to engage with articles and not just their headlines.

> It is low value, gets tiresome, doesn't actually improve the web, and makes me stay away from HN in favor of other communities that actually want to engage with articles and not just their headlines.

I find it to be high value. The misleading-ness of a title is a proxy for quality of content, in my opinion.

Isn't the 4% rule to avoid eating into the principal? Why would that change based on your age?

I don't see people knocking the Billionaire, only the title.