They show you a BTC address and you send BTC to that address. Whatever arrives at the address is credited to your account. No "invoicing system" involved.

How do things like Morphtoken and Xmr.to handle the $20 Bitcoin transfer fee?

Current BTC fee seems to be just over $1, not $20.

I don't think MorphToken would work because as far as I can tell, they have no way to set a fixed amount of the destination currency.

Other providers like ChangeNOW do offer that but they have much higher minimums, something like .003 BTC, which is obviously not useful for a $5 payment.

> Current BTC fee seems to be just over $1, not $20.

Really? My Ledger app says 112 sat/byte, which comes out to $8 for me, and I'm pretty sure they were higher a few weeks ago, when I checked. Am I way overpaying?

> I don't think MorphToken would work because as far as I can tell, they have no way to set a fixed amount of the destination currency.

That's too bad, XMR.to was really useful for this...

> Really? My Ledger app says 112 sat/byte, which comes out to $8 for me, and I'm pretty sure they were higher a few weeks ago, when I checked. Am I way overpaying?

Hm, maybe? I think those clients usually just use the average fee paid in recent transactions, which will result in overpayment if everyone else is doing it too.

The real question, "how low can I set the fee and still have my tx confirmed," is given an attempt at an answer by https://fees.watch, which is what I checked -- it showed less than $2 for every speed at the time.

To be honest I don't actually use Bitcoin, but I do use Ethereum regularly and I use this fees.watch site for that. My transactions almost always get confirmed exactly when expected, and it's almost always cheaper than whatever the wallet suggests.

Thanks for the site! I set my own transaction fee a few times, resulting in unconfirmed transactions, so that helps!

set your own transaction fee. if you aren't in a rush then set a much much lower one

Perfect!

I used to use Mullvad but got sick of having to pay them via Bitcoin (or Bitcoin Cash, lol). I emailed them about accepting Monero directly and they said something like "we would like to but it's too much work." Ended up switching to IVPN, which actually costs more but is worth it for me not to have to deal with those shitcoins.

I really love paying with Monero as well. Fast, super cheap and anonymous. It's definitely my favorite coin to use (since I don't like speculation). I just wish it were more widespread as a payment option.

Government pressure is getting those anonymous coins to be delisted from exchanges.

Which exchanges? I'm only aware of Bittrex, whose Monero volume was insignificant to begin with. And what evidence is there that government pressure had anything to do with it?

But you could always pay them with Monero

You can pay any bitcoin invoice with Monero and people have been doing that for 6 years

When xmr.to existed, sure. Not anymore.

Morphtoken, been using them for years on and off, not vouching for them, hope it works out

As far as I can tell, MorphToken doesn't allow you to set a fixed destination amount. In other words, when going XMR->BTC you can't set or know the exact amount of BTC that will be delivered.

ChangeNOW allows that, but has a much higher minimum, .003 BTC or so. Not useful for small transactions.

And all of these services take many minutes to complete the exchange, by which time the invoice you're paying might expire. AFAIK xmr.to was the only one that did instant exchange with zero confirmations for smaller amounts.

They have a custom implementation.

What third party are you using that does the xmr -> btc for you?

these days, its Morphtoken and Xmr.to

still waiting for something better but its good enough

xmr.to has recently shut down[1]. It would be nice to see more services accepting monero directly.

1. https://www.reddit.com/r/Monero/comments/la46ds/xmrto_servic...

that's too bad, thanks for spreading the word

One day people will figure out how to connect XMR to other chains, really unlocking its value and utility for those markets

I think that's scheduled for September this year.