> Being denied treatment because you can't afford it is objectively worse then being denied treatment because the system is busy.
Is it? I am fortunate enough to not be in this position, but I'm not sure how much I would care about the reasons why if I were.
That's not including the costs of follow up treatment, the increased cost of your insurance after an event which changes your risk category, or the byzantine system by which your job will be gently encouraged to let go of a "significant risk factor" because it will reduce the cost of them providing health insurance.
And in reality - people in socialized healthcare systems aren't denied life saving treatment. The availability of treatment is a priority list for "elective" surgery - that is, surgery not immediately necessary to save one's life. And this also does not affect the availability of private care - in Australia you always have the option to pay for private treatment, but controversy over waiting times exists precisely because the vast majority cannot afford to pay. And our costs are cheaper then US to start with if you do.
Hence the original question of how rich the OP's father was: because the reality is, if he wanted surgery right away he most likely could have got it. That he didn't is telling - because he actually couldn't afford it. Couldn't afford to fly to the US and have it done either. The US would have "denied" them treatment just as assuredly. And they did eventually get it where they were.
However, we should not be blind to limitations of a UK style system. There are also in-between alternatives, such as in Germany or to a lesser extent Japan.
But just to entertain this discussion (big mistake), the problem is that you can't pay for surgery even if you're rich, which means that useful price signals for how to allocate resources are missing. You'll perhaps say: "Well it shouldn't be like that". I agree but there is a reason it ended up like this.
My brother doesn't need a serious health event to know (for a reasonable definition of "know") because he has a brain and people to talk to with direct and indirect experience of the system.
Yes you absolutely can, here in the UK I've had private health insurance from my employers for the last 23 years of my career. I'm not aware of any country that outlaws paying for private treatment.
https://www.vox.com/health-care/2019/2/12/18215430/single-pa...
Not trying to be argumentative, but what is this based on? I’ve known people who received major heart surgeries without insurance and certainly didn’t have that kind of money.
Because unless it was "can drop quarter of a million dollars or more" rich, then no, in the US he would've just been sent home to die.
The existence of a public healthcare system running at capacity is not evidence the US system "doesn't have this problem". Being denied treatment because you can't afford it is objectively worse then being denied treatment because the system is busy.
One problem is fixable.
EDIT: And also, unless your brother has had a major health event, then the reality is he has no idea whether his insurance is any good.