Revolut is like dealing with a shady loan shark dude that hangs out in an amusement arcade. One day he tells you one story, you can't get hold of him for a while, he sends you texts promising fantastic things and big discounts, then you track him down and the story has changed.

Dear HN crowd, don't waste your time and money with the sharks at Revolut, and be doubly wary of working for them.

To elaborate, Monzo has this envelope feature by allowing you to create "pots" and then set "Pay from this pot" for any recurring payments. I have separate pots for rent/bills/car. It also has a "Salary sorter" that will split your salary into the pots when you get paid (you just have to approve it).

None of that is available in the USA yet, but something to look out for if there isn't currently a US alternative.

FWIW, I tried to sign up for Revolut in US and was not able to proceed because I'm a TN Visa holder, and they don't have an option to use foreign passport + I94 to verify status like every other bank I've signed up for does. Contacted support as well and they couldn't do anything about it.

Was a pretty disappointing experience for a supposedly forward-thinking bank.

it’s not really helpful to provide UK banks as an alternative to a US bank

Revolut is in the US https://blog.revolut.com/revolut-launch-united-states/

Monzo is launching in the US but got held up by the pandemic. https://monzo.com/usa/

Ahh, silly me. I actually knew this, but was still locked into "UK only".