The DAO hard fork happened because most people with economic power who run nodes in Ethereum accept Vitaly's decision. With Bitcoin there's a concensus at this point that only bug fix hard forks are accepted.
There was a consensus that Cyprus bank accounts were solvent, until they weren't.
> The DAO hard fork happened because most people with economic power who run nodes in Ethereum accept Vitaly's decision.
Yes. The point is that can happen to Bitcoin, too.
Is it unlikely? Perhaps. It's also unlikely you'll have your bank account take a haircut via government action like Cyprus took.
What's more, you've shown that you know enough about cryptocurrencies that you know this.
You are arguing in bad faith.
I disagree.
I'm ultimately arguing that this:
> I understood it that if I keep the private key secure, nobody can take it away from me.
Is demonstrably false, both from a practical and a technological standpoint.
I've more faith in developed-world governments than I do in Bitcoin's miners.
They can, though. All it takes is a majority of the miners deciding to do so. For example: https://blog.ethereum.org/2016/07/20/hard-fork-completed/