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A comment on Why Americans Have Been Deceived About Canada's Health Care System. Parent comment

Re:Why Americans Have Been Deceived About Canada's Health Ca... by hshshs2 on Friday November 20, 2020 @06:25PM (#25166375)
Through United I was paying $1300 a month with a $5000 individual deductible for a family plan (only included routine pediatric dental). $80 specialist copays, $40 routine visits. ER care is only covered a certain % no matter what it is and there’s an additional $250 deductible just for walking into the hospital.

Still paid roughly $8000 out of pocket for a natural child birth and prenatal care.

It was so bad I took a full time job just for the insurance.

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Re:Why Americans Have Been Deceived About Canada's Health Ca... by grecy on Friday November 20, 2020 @06:40PM (#25166485)
> ER care is only covered a certain % no matter what it is

Doesn't that mean if you're in a massive car crash and require a ton of surgery and many months in hospital you'll essentially be bankrupt?

... what a terrible way to live.

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Re:Why Americans Have Been Deceived About Canada's Health Ca... by hshshs2 on Friday November 20, 2020 @06:46PM (#25166536)
There’s an out of pocket maximum ($xx,xxx) that kicks in at some point I think? I’m honestly not entirely sure if that covers everything in an emergency... healthcare being a leading cost of bankruptcy is no joke. I don’t think the average person really understands how close they are to financial ruin.
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