Are they doing individual or group plans?
And sorry, this wasn’t SF proper, though when I managed a plan for 30+ employees in SF it was about $1500/per. That was high deductible with a roll-over HSA match. The broker was helpful in giving us a decent menu to choose from.
This was the quickest data I could find:
https://www.valuepenguin.com/best-cheap-health-insurance-cal...
Also, what is a rollover HSA match? Any HSA contributions don’t come from the insurance company so I don’t see why that would affect the premium.
Here’s a list of NJ insurance premiums available at healthcare.gov, and you can multiply by the age factor shown at the bottom:
https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...
SF is more expensive than NJ, but not 2x to 3x more expensive for healthcare.
For planning purposes, use $500-$1,200/month for a young single person now.
Historically it goes up around 20% per year, so I'm sure HN readers can do the Rule of 72 in their heads and realize where this is going.
Health insurance premiums for HDHP should be around $500 at most for a young person in the highest cost of living areas of the US.
As a reference, these are the monthly premiums in NJ:
https://www.state.nj.us/dobi/division_insurance/ihcseh/ihcra...
I’ve been offered jobs without health insurance and didn’t accept them. I’ve contracted for those companies as I’m my own company and have had a group health plan for myself and others/partners. Figure the premium can be $1000-1200/per.
Getting it is easy. You call a broker (usually for group plans you need to go through a broker), fill out a couple of forms, produce a few paystubs, apply, and enroll.