And cold water - got a water heater (I don't remember when) but not enough capacity for 8 people. As a child I resisted bathing as long as I could get away with it. As a youngest, I was last in line for the hot water.
But not so much with the food. Iowa farm - always good fresh food available. So that was fine.
I'm sure that extremely cold inside temperatures would exacerbate the problem, though.
I did a little research and this seems common in the Upper Midwest climate. R3-rated double-paned windows (which is what I have, I'm pretty sure) can still get pretty cold on the inside when the outside temperature is sub-zero. My heavy blackout shade usage probably further decreases the temperature at the window, since there's no warm airflow across the glass.
Where would the ice form in your room?
[0] something who've had it easy don't learn, so they assume that everything will be alright, always. It won't.