Conversely when I tip someone I like to know that they will actually get the tip (see amazon and doordash) rather than it being directed somewhere else because the point is support that entity. Consistently if I purchase an app I like to know if that money is going to the developer, or when I purchase a service from someone in-app I like to know it is going to the person providing the service and not getting misdirected.

I agree that for large companies like spotify it is just a transactional thing they could potentially bake into the price but when interacting with smaller entities it just feels wrong that they have no alternative.