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Re:Ask HN: How does onlyfans.com work around the “no porn” S... by DebtDeflation on Thursday August 27, 2020 @03:43PM (#24297777)
>where Stripe suggested we alter the colors available

What? Like flesh colored was ok but definitely not green ones or something?

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by disillusioned on Thursday August 27, 2020 @04:03PM (#24298006)
The inverse of this. Here's their exact, hilarious wording:

>Our banking partners recently notified us that they are no longer willing to support the sales of realistic sex toys. I understand that your products were designed to depict the body parts of mythological and fantastical creatures, and we have indicated this to our banking partners in an effort to advocate for continuing to support your business here on Stripe. As a result of these discussions, our banking partners have agreed that they are willing to continue supporting your business as long as you are not selling products that are colored such that they might be mistaken for human flesh.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by zamfi on Thursday August 27, 2020 @04:59PM (#24298603)
I have no skin in this game, but I have to wonder who is making these decisions and what their thought process is.

What is the threat model, exactly? What eventuality is the bank seeking to avoid?

Are there edge-case regulatory issues at play? Are there moral-consumer groups out there that run public pressure campaigns against banks that transact on adult toys that look too realistic? Is a corporate lawyer somewhere worried about photos of a realistic-looking appendage used explicitly being tied back to the bank -- but if it's painted green they can plausibly argue "hey it's definitely not real, look it's green!"?

This just feels like such a spectacularly arbitrary line that I'm fascinated by the thought process.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by dotBen on Thursday August 27, 2020 @05:46PM (#24299056)
"I have no skin in this game"

<golf clap>

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by behringer on Thursday August 27, 2020 @10:25PM (#24300812)
I know exactly how this happens because I have to deal with this all the time. Here's my guess:

The boss ten years ago now dead said if it looks like a penis and is the right color of a penis then we can't sell it. Therefore, you gotta change the color. - Wells Fargo, probably.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by CarbyAu on Thursday August 27, 2020 @07:49PM (#24299992)
What I find weird is the thought process of:

- pretend to fuck a human? No. Don't want to encourage that.

- Fuck a unicorn/dragon/Dionysus? Sure, why not...

Who is conservative enough to want to discourage the one thing literally required for humanity to survive; and yet is OK with mythical creatures?!?

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by volkl48 on Thursday August 27, 2020 @10:48PM (#24300912)
Usually there's overlap in those "designs" with the....appendages of common animals (even if not explicitly labeled as such).

Someone on a moralizing crusade would probably label the company as supporting bestiality.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by goatinaboat on Friday August 28, 2020 @12:52AM (#24301473)
What is the threat model, exactly? What eventuality is the bank seeking to avoid?

The threat is that someone in compliance or legal doesn’t have enough real work to do so has to do “something” to keep their cushy job.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by koolba on Thursday August 27, 2020 @04:07PM (#24298060)
You should tell them to judge mythological sex toys not by the color of their skin, but by the context of their character.
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by toxik on Thursday August 27, 2020 @04:09PM (#24298075)
Wow, this is hysterical! A bank saying no to honest money because it’s sex toys, not even that, because it’s sex toys looking like human genitalia, — no not even that, because the toys are skin colored!

I wonder if this would ever happen in Europe. I somehow feel that we’re more... open to these things. Do you know about Klarna?

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by nolok on Thursday August 27, 2020 @04:45PM (#24298442)
I don't know about Europe in general, but my brick and mortar bank (one of the major banking chain in France with an agency in pretty much any city of over 5000 people) was perfectly fine with adult things being sold using one their group's online platform as long as I was ok with their elevated rates. I've seen lately that they're also responsible for payment processing on dorcel.com (the french porn group, adult content and toys).

Dalenys ( https://www.dalenys.com/ ) -> natixis belgium -> natixis -> bpce group ( https://en.wikipedia.org/wiki/Groupe_BPCE )

I've had awkward talk with them (mostly around the fact that I should not point out their parent group brand much near the adult content), but never in a million years would they tell me what color a dildo should be.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by capableweb on Thursday August 27, 2020 @05:17PM (#24298786)
Interesting question. I checked out Klarna and Adyen which seems to be the most popular in Europe right now.

Adyen lists "Adult entertainment, websites & content (such as)" as not allowed. https://www.adyen.com/dam/jcr:47f292a9-c9e2-4a69-8592-2e15ff...

Klarna lists "Adult, sexual or pornographic products and services, including live web cam" as not allowed. https://cdn.klarna.com/1.0/shared/content/policy/ethic/en_gb...

Both of them expand it more to cover everything possible around adult content and the like.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by tehbeard on Thursday August 27, 2020 @06:45PM (#24299511)
... And yet ... https://www.lovehoney.co.uk/help/about-klarna/ ...

Whether they fly under "novelty items" or not, idk.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by 7952 on Thursday August 27, 2020 @07:35PM (#24299899)
My guess is that the list of restricted things just means that you should talk to them first.
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by toxik on Friday August 28, 2020 @03:00AM (#24302111)
Strange, I would never have thought banks would have such moral hangups.
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by danudey on Thursday August 27, 2020 @05:43PM (#24299031)
> because it’s sex toys looking like human genitalia

Well, I think it might be the opposite of that:

> I understand that your products were designed to depict the body parts of mythological and fantastical creatures

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by toxik on Friday August 28, 2020 @02:58AM (#24302098)
If you would read the next few words of my comment you would see that this is correctly reflected.
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by ragnese on Thursday August 27, 2020 @08:11PM (#24300115)
>it’s sex toys looking like human genitalia

Not that it matters, but reading the comment you replied to, it sounds like they are not shaped like human genitalia...

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by outworlder on Thursday August 27, 2020 @06:15PM (#24299294)
> I understand that your products were designed to depict the body parts of mythological and fantastical creatures, and we have indicated this to our banking partners in an effort to advocate for continuing to support your business here on Stripe.

I'm crying. This is so ridiculous it crossed the line from appalling into hilarious.

You haven't sued over this which is a shame. Think of the comical email threads that would've been unearthed during the discovery process!

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by bsder on Thursday August 27, 2020 @11:32PM (#24301112)
Wells-Fargo deserve to go bankrupt, but I believe the problem is the non-uniform nature of the law around sex toys.

Texas, for example, still has an idiotic law on the books that possession of more than 6 dildoes is illegal.

Because of that, many online sex toy shops simply will not ship anything to Texas.

The law has been struck down in US Federal court, but there have been convictions in state courts despite that.

Talking about the raid on Forbidden Fruit in Austin, TX (Caution: NSFW): https://journals.sagepub.com/doi/full/10.1177/15365042198306...

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by rkagerer on Friday August 28, 2020 @01:57AM (#24301771)
Thanks for sharing, that article is well worth the read.

...the confiscated items were paraded in front of a Grand Jury tasked with determining whether they were obscene...

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by pyuser583 on Thursday August 27, 2020 @06:41PM (#24299491)
So dragon and unicorn dildos are OK, but human ones aren’t? WTF?
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by asya999 on Thursday August 27, 2020 @06:58PM (#24299607)
That actually makes sense (in a bizarre way) - fantasy vs. reality I guess...
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by pyuser583 on Saturday August 29, 2020 @09:05AM (#24315806)
I kind of get it. A similar rule applies to violence: killing a dragon is OK for kids, killing another human isn’t.

But when I think of people pretending to have sex with dragons ... that’s kinda messed up.

I guess “acceptability” is like pornography... you known it when you see it.

Re:Ask HN: How does onlyfans.com work around the “no porn” S... by Trias11 on Thursday August 27, 2020 @04:58PM (#24298594)
Offer toys in all black perhaps? :)
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by atarian on Thursday August 27, 2020 @04:33PM (#24298319)
Or maybe Stripe changed their minds about having you guys as customers and made up a reason for you to leave.
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by UI_at_80x24 on Thursday August 27, 2020 @04:19PM (#24298166)
I'm going to suggest that it's `whose flesh` colouring that they are most likely offended by.
Re:Ask HN: How does onlyfans.com work around the “no porn” S... by discardable_dan on Thursday August 27, 2020 @04:03PM (#24298004)
I'd guess the opposite, from the story.