Wells Fargo fraud only impacted foolish people who don't check their bank statements. If you did, you complain and the accounts go away.

Many banks were insolvent after 2008. The government fixed that.

Libor fixing us too complicated for most to understand and it mostly hurt you if you didn't ship around.

I'm fine with fraud as long as it mostly hurts those who can't be bothered. Still a happy client of Wells Fargo.

Wirecard has the problem of impacting diligent people who will actually take action against them.