But as I said - it literally pays for itself: say my time is worth $100/hr[1] and paid on an IRS 1099 schedule - so it’s a deductible expense. The extra 3-4 hours it gets me ($300-400) is worth the $35 opportunity cost, because that’s $5,000+ extra monthly income - so minus the $1000 as a pre-tax deductible business expense then that’s $4000 I wouldn’t have had otherwise.
Spreadsheets don’t lie!
Even if I was paid on a W-2 basis, I could probably pay for it using pre-tax money from my HSA - though that would sap all of my HSA contributions though.
[1]: Why yes, I do live on the US west-coast.
Adderal did a great job “teaching” me to stay on task. I do alright without it now, but energy level is just too low.
Diet definitely makes a huge difference. Carbs are evil. Audio books for when I need to do chores.
2) You could probably get a movie deal.
I imagine a film about kind middle-aged ladies bringing coffee to a young, possibly hungover, technology worker who suffocates on his own pillow at night would not make for good entertainment.
Although 5 years of that service (let's say minus the time I'd be on vacation) is about $40000...
Babies are the side project destroyers.
I can’t get my head round this at all.