For instance I think type/schema debt (where your domain model has changed from your original type/schema debt) is very painful and has a very high interest rate.
I think duplicate domain logic has a medium to high interest rate.
I think code organization(what methods go where) has a low to medium interest rate.
I think white spacing, duplicate non-domain logic and code style has a low interest rate.
A gentler, more helpful admonition would be "find the theme, reuse the theme". If you only set out to compress the code you obscure the theme of the code, but if you set out to elevate the theme as you find it, you are likely to let more code rest in a form that is duplicated but a reasonable reflection of the themes currently present.
To GP: schema debt is usually from adding stuff before you need it... it's almost always pre-mature and one should have a good migration strategy in place early on in order to support destructive (or at least not-simple) restructuring over time.
Furthermore, you absolutely do need to cut corners _somewhere_, but a seasoned team understands that taking on such tech debt will require a reduction in velocity at some point in the near future. It is then incumbent upon engineers to ensure management understands that the team is borrowing from future velocity to deliver quicker, and it's incumbent on management to facilitate remedying that tech debt at the earliest available convenience. If management does not facilitate removing tech debt by allowing for such refactoring/structural work it is then incumbent on engineering to stop offering the shortcuts that temporarily increase velocity, because there's already too much tech debt to be had, and to take on more will reduce velocity unacceptably.
A good startup has experienced engineers and experienced managers who understand this dynamic.