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A comment on It'll soon be illegal in Europe to differentiate insurance risk by gender.... Parent comment

Re:It'll soon be illegal in Europe to differentiate insuranc... by michaelcampbell on Monday March 07, 2011 @08:13AM (#2296983)
You have that now.

Premiums are based on the groups to which you belong. Some of those groups are driving experience, your car, your area, your incident count, etc. Another is, of course, your gender. If a valid statistical correlation can be found between gender and revenue, they will adjust the premium to compensate.

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Re:It'll soon be illegal in Europe to differentiate insuranc... by vgurgov on Monday March 07, 2011 @09:12AM (#2297126)
so what about if next study will show that statistically afro-american drivers are more or less risky that others? still fine to have different rates for them???

I dont know much about how car insurance are calculated but if their formulas still have some gender discrimination - this should be banned.

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Re:It'll soon be illegal in Europe to differentiate insuranc... by stuartjmoore on Monday March 07, 2011 @09:22AM (#2297154)
The real question is: what makes a group okay to "discriminate" against?

Is it my driving experience (i.e. age)? How many incidents I have had? My ability to afford a safe car or live in a nice area?

Where are we allowed to draw the line?

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Re:It'll soon be illegal in Europe to differentiate insuranc... by michaelcampbell on Monday March 07, 2011 @08:03PM (#2299400)
Why is gender protected? You seem to be perfectly ok with discriminating on age (experience) and where you live.
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