San Francisco just reported its first cases today, but there's definitely been panic shopping. The city closed down Lowell today as a precautionary measure (but that leaves nearly 200 campuses open).

Even if you don't suffer any health or financial effects (unlikely) you'll still be effected if:

- More schools close, even more if parents have to take time off from work en masse

- Public transit becomes a big vector and BART or Muni try to shut down or reduce service

- People continue to panic shop. NPR had a photo from a Marin Target with shelves bare of disinfectant wipes. Rainbow in the city was almost completely out of canned tomatoes on Monday.

- On a federal level, if our idiot president succeeds in closing the Mexican border you'll definitely feel some pain