Re:Nearly 1 in 3 American workers run out of money before pa...
by tonyedgecombe on Friday February 14, 2020 @01:58AM
(#22324523)
>As a society today
This isn't new, most religions have something to say about usary. If anything has changed it's the increase in media manipulation, marketing and easy credit. My parents didn't have a credit card because they didn't exist at that time.
At an individual level if you are over spending then yes, sort it out. But when half the population can't deal with a financial emergency then the problem is clearly systemic.
Re:Nearly 1 in 3 American workers run out of money before pa...
by hurricanetc on Friday February 14, 2020 @02:13PM
(#22329346)
People have an excuse for everything while holding all of human knowledge in the palm of their hand.
It’s not 1975. All of human knowledge is a few taps away. If you are ignorant on finance it is because you don’t care or don’t want to know. Either way, it’s on the individual.
In a way, this appears to be a result of recency bias and our collective forgetting that preaching personal responsibility was once the norm in western societies. While I'm an atheist myself, long before there was any government social safety net, the church provided this safety net, but when it did, that safety net came with the expectation of learning lessons like "God helps those that help themselves".
As a society, yes it's important to have empathy for other who have made mistakes. Even Judeo-Christian religion makes room for this lesson through stories like the prodigal son. But you can't just have empathy without accountability unless you're willing to accept that more people will become a burden on the productive than if you have a culture of accountability.
You've got to have a balance between both empathy and accountability and squelching voices promoting accountability, but downvoting for example, throws this balance out of whack.