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Re:Nearly 1 in 3 American workers run out of money before pa... by tonyedgecombe on Thursday February 13, 2020 @06:35AM (#22316910)
The trouble is we don't just leave them to it, instead we bombard them with advertising and messaging encouraging them to go out and live beyond their means.

You can't justify a laissez faire approach unless you also turn off the propaganda.

Re:Nearly 1 in 3 American workers run out of money before pa... by hurricanetc on Thursday February 13, 2020 @10:54AM (#22318676)
Self control is on the individual.
Re:Nearly 1 in 3 American workers run out of money before pa... by tonyedgecombe on Friday February 14, 2020 @01:50AM (#22324487)
Looking at these numbers it clearly doesn't exist for a substantial part of the population. Where it does I'd argue it's mostly just habit.