Re:Visa Buys Plaid
by freeone3000 on Tuesday January 14, 2020 @09:50AM
(#22045163)
There is an actual, material difference between having no 2FA (guess passwords until you get in), SMS 2FA (have a human person call a phone provider and have the number switched), and token 2FA (given the physical device and a few hundred attempts, you're able to make another device that also authenticates). Saying you might as well not enable 2FA because a token cloning attack exists is ridiculous.
[1] https://news.ycombinator.com/item?id=4156897