https://www.theguardian.com/politics/2019/feb/03/mps-slam-an...
The biggest mobile-only thing is an app called MobilePay which is used mostly for person-to-person transfers, and a lot of people don't use cash at all anymore. I am starting to see classified ads that specify "MobilePay only", although I guess you could usually convince people to accept a bank transfer instead. A lot of shops also accept it, but there is a law that shops have to accept cash, but some places don't respect it. Very few shops don't accept credit cards, but these generally also like cash...
As for digitization in general, all communication with the municipality and state and things like your bank and insurance company is digital. You're required by law to have a bank account and to have it associated with your personal ID number (all Danish residents are tagged with their birthday + 4 digit code in the Central Person Register). This all goes via a website that works with all browsers, though, but I wouldn't be surprised if down the line some features started being smartphone/app store only.
What are the permissions granted to these apps ?
Do they, as I fear, "require" full access to all contacts, all photos, location data ... ?
It's not super hard. Until ~3'ish years ago I did not have a smartphone here in DK. Life is just so much easier with it.
I think they got rid of the 10x Bus ticket you would buy at a kiosk, so now you have to buy a single tickets with coins inside the bus. (depends on the city) Which means you need cash. DK society is very much cashless, I mostly see older people still using it.
Is the bus late or did you just miss it? Check the app to see the bus location.
Train Ticket? Now you have to print that out or buy it at the station. It's so easy to search, buy and show the ticket via the app.
Letter from most public authorities / government? There is an app for that. Or website.
Want to give your mate some money? -> MobilePay app. Now you have to get cash somewhere and convince him to take cash. Or go to a computer and transfer it. Which requires more information then just this number and takes longer.
But it certainly helps a lot to have a smartphone, mainly for the government messages and the nem id app.
Crazy but it's the future. It's just a shame that it's gatekept by unaccountable duopolies such as Google...
In summary, fuck Google. This is why I want cryptocurrency to succeed. I don't want corporations deciding how I spend my own money.
And that's the problem, that it's going to be insidiously gradual. These lockouts will mostly be seen as acts of God, things that happen to the less fortunate other people and not us. As long as they're kept rare enough, people won't bother solving them, like what happens with countless other things.
How would I get on in Denmark?