If you want to go off and be a pirate you can probably get away with it, given that the top selling walkie talkie on amazon is an incorrectly marketed ham handheld that can also broadcast on public safety/police frequencies, with or without being set to them. I wouldn't advise it though because if you do get caught they tend to make an example of you, and if you know enough to not get caught, you can easily pass the tech test and beyond so just get licensed for the cost of a happy meal and enjoy.
Personally, I actually support having encrypted sub bands like we have for everything else, with the exception that station ident should be in the clear and I would like to see the tech test be easier.
What I'd want would basically be tinc or another P2P VPN via radio. Like WiFi meshnet, but not limited to line of sight.
As for wifi, it's worth noting that while you can get a ton of gain, you do so by making the signal directional so long story short you always cover very roughly the same volume, be it a long super skinny wedge, medium donut or a small sphere.
But then, here I am on a wired uplink. I guess it's just that I trust my understanding of nested VPN chains in Linux. And that I trust the hardware and software enough.
Android and iOS, though, I don't understand or trust.
You make a good point about WiFi. Not going transcontinental with that. Except adjacent continents, maybe.
Actually, I really appreciate this sentiment.
One thing that has always seemed odd to me (as a non-HAM with a marginal interest in RF comms) is how authoritarian and ... adherent the community is.
There is no deviation from the established regulations and a striking lack of interest in even discussing amendments or alternatives to the rules.
Whether it is the prohibition of encrypted comms or the radio typing categories (that cause me to respond to fire calls with, literally, three radios in my hand) you will find very little sympathy or enthusiasm for stepping outside the party line even a bit.
... which surprises me because you'd think HAM would be skew libertarian ... or something like that ...