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Re:Life Is a Ponzi Scheme (2009) by dredmorbius on Sunday November 03, 2019 @11:17AM (#21434720)
That only exacerbates the fundamental problem: smaller working cohort, larger dependant cohort.

Resource consumption per capita of youth is less than elderly (especially healthcare), and generally reduces with time (excepting education). Youth lasts only 15-20 years before gainful employment can begin. Old age stretches from 65 onwards. Early retirees may spend 50 years or more "retired".

Re:Life Is a Ponzi Scheme (2009) by coldtea on Sunday November 03, 2019 @11:45AM (#21434926)
>Old age stretches from 65 onwards

Which with average life expectancy is close to 15-20 years of remaining life. E.g tons don't make it to 70 even.

>Early retirees may spend 50 years or more "retired"

Early retirees are usually people who saved money / hit the business jackpot, not people who expect some others to work to pay them a pension.

We're also forgetting that (at least in civilized pension systems) retirees at 65 had 30-40 years of paying taxes (along with the employers part) for their pension scheme.

Re:Life Is a Ponzi Scheme (2009) by dredmorbius on Sunday November 03, 2019 @02:53PM (#21436143)
Life expectancy at 65 is for an average of 19.4 additional years.

At 45 (early retirement under many systems), 36.1 additional years.

https://www.cdc.gov/nchs/fastats/life-expectancy.htm