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Re:Online installment loans have taken the subprime market b... by geggam on Tuesday October 29, 2019 @12:25PM (#21388957)
I am not the only person with this perspective. Some very accomplished people agree with me.

“Shallow men believe in luck or in circumstance. Strong men believe in cause and effect.”

― Ralph Waldo Emerson

You don't know that dying in a gutter was actually better than the other option for their life.

Re:Online installment loans have taken the subprime market b... by ceejayoz on Tuesday October 29, 2019 @12:47PM (#21389219)
Emerson received a substantial inheritance from his first wife's estate, which gave him built-in income of about $30k/year (inflation adjusted).

Lucky people often prefer to pretend it was all hard work, but that kind of financial cushion makes a big difference.

Re:Online installment loans have taken the subprime market b... by geggam on Tuesday October 29, 2019 @02:19PM (#21390401)
You saying he lucked into a marriage ?

Marriage is work. This I do know.