Agreed. I'm not some sort of high powered investment banker who measures minutes wasted in thousands of dollars. I'm just a normal guy, trying to take it easy. I'm not in any huge rush to get anywhere if it's not a hospital, and I'd rather "waste" a few minutes getting driven around town by somebody else in somebody else's vehicle than assume the responsibility and risk of driving myself around.

Sometimes transit or walking simply isn't an option, and in those cases I drive. But given the choice, transit might take a bit longer but it's much lower stress. If a kid jumps out in front of the bus and gets run over, that would ruin my day but not my life. If the same happens when I'm driving a car, that's life altering.

There are lower-stake considerations too: the money I spend on bus fares would doubtlessly otherwise be spend on parking; or I would need to schedule enough time to hunt for free parking which just adds more uncertainty and risk to my day.

I've found pretty much the opposite. People don't consider public transit unless its clearly the better option.