> Politics shouldn't impact my ability to pay but it certainly will. Look at the games Republicans play to suppress minority voters. You want to give those same people power over your credit scores?

Or the Obama-era IRS supposedly targeting conservative groups. [1]

Without going down the rabbit's hole of which claims were true and by how much....it's certainly the sort of thing you would rather remove as far as possible from politics.

[1] https://en.wikipedia.org/wiki/IRS_targeting_controversy