Re:Capital One’s breach was inevitable, because we did nothi...
by tryptophan on Tuesday July 30, 2019 @11:41AM
(#20565943)
Yup. The quickest way to stop these sorts of things from happening is to make the banks responsible for accepting/using stolen information(ie facilitating identify theft). For some odd reason, its the person's responsibility now that the bank used fraudulent information.
* The PII wasn't stolen from me, it was negligently exposed by services I contract with (and pay!) and others that I have no formal relationship with (like Equifax).
* It wasn't defrauding me, it was defrauding services I contract with (and others) who failed to verify my identity.
And yet somehow I'm obligated to do the cleanup myself.