Re:Stripe Chargeback Protection
by HatchedLake721 on Monday June 03, 2019 @10:18AM
(#20083301)
3D secure payments in Europe have been a standard for years - being presented with additional verification steps for online purchases.
Attacker cannot know who you bank with. Plus, most of the time the confirmation screens are something like confirming 2nd/Xth characters of your password/date of birth.
I bank with Monzo and they send a push notification to my phone with an "Approve" button. No way to fake that.
It looks trivial for the vendor to man in the middle attack.
Iād take my business elsewhere if presented with a UI from some random e-commerce site asking for extra personal information.